Bank-grade privacy · no data selling
Money decisions,
before you make them.
Tidy Financials pulls your accounts, budget, and goals into one calm view — then simulates the next ten years of any choice you're weighing tonight.
- No credit card required
- Set up in 2 minutes
- Delete anytime
Free forever plan · No card required · Your data deletable in one click
Impact Simulator
+$41,280$186,940
Projected net worth in 10 years — scenario applied
78
Health score
2029
Debt-free
21%
Savings rate
Why members sign up
Tidy turns scattered numbers into a plan you can actually act on.
See the whole picture
Accounts, income, spending, debt, and goals in one calm dashboard — no more app-switching.
Simulate before you decide
Test raises, payoffs, and spending cuts against the next ten years of your net worth.
Get ranked next steps
The AI coach points to the one move that moves your score and your goals the most.
You're two minutes from your first insight
- 1
Create your account
Email or Google — 20 seconds
- 2
Verify your email
One tap, and you're in
- 3
Set up your profile
Three friendly questions
No card required. Your data is deletable in one click.
A look inside
Peek behind the sign-up wall
This is the dashboard you'll see right after creating your account. It starts at zero and fills in as you add accounts, income, expenses, and goals.
Ready to see your own dashboard?
Start free, add your accounts in minutes, and get insights like this one.
A few of the tools waiting inside
These are the features that make members stay — the rest is waiting once you sign up.
Impact Simulator
Test raises, payoffs, and spending cuts — watch ten years of net worth redraw in real time.
AI coach
Ask anything about your money and get ranked next steps, not generic advice.
Smart alerts
Upcoming bills, budget thresholds, unusual spending and credit-utilization tiers.
Card & loan payoff
Every balance gets a payoff timeline and an estimated debt-free date.
Budget builder
A 50/30/20 engine, a starter-budget wizard and tips written in plain English.
Custom dashboard
Net worth, cash flow, savings rate, utilization — drag cards into the order you care about.
Simple pricing, no surprises
Start free forever. Upgrade to Tidy Pro when you want unlimited accounts, unlimited simulations, and your full AI coach.
Free
$0
forever · no card required
- Up to 4 connected institutions
- 3 simulator scenarios per month
- Income, expense and budget tracking
- Financial goals and smart alerts
- Core monthly reports
Tidy Pro
Most popular$12
per month · or $120 per year
- Unlimited connected institutions
- Unlimited Money Impact Simulator scenarios
- Full AI Financial Coach with follow-up questions
- Financial challenges with automatic progress tracking
- Achievement badges for every milestone and more...
About us
We're a small team that got tired of guessing
Tidy Financials started with a spreadsheet and a simple question: what is this decision actually worth in ten years? Budgeting apps could tell us what we spent last month, but none of them could answer that. So we built the tool we wanted — one calm place for your accounts, budget and goals, with a simulator and an AI coach that speak in plain language instead of finance-speak.
Clarity over complexity
We build the calmest possible surface over messy money. No jargon, no dashboards that need a manual.
On your side, always
We sell software, never your data. No lead gen, no affiliate credit-card pitches, no hidden incentives.
Built with members
Every feature — starting with the Impact Simulator — came from people trying to answer a real question about their own money.
“I finally understood what skipping one habit was actually worth. The simulator showed me a number, not a lecture.”
Your privacy, in plain words
- Your data is encrypted in transit and at rest.
- Only you can read your profile and financial records.
- Delete your account any time — we remove everything.
Start tidying your money tonight
Join members who use Tidy to see their whole picture, simulate decisions, and hit goals faster — without the finance jargon.
Free forever plan · No credit card · Cancel anytime
Get new features first
We’re shipping constantly — new simulator scenarios, smarter budgeting and fresh coaching insights. Drop your email and we’ll tell you when they land.
Occasional product updates. No spam, unsubscribe anytime.